Do
- Pause when a message creates fear, urgency, secrecy, or unusual pressure.
- Open the official app or website yourself instead of using the link in the message.
- Call a known number from your contacts, statement, card, or official website.
- Use a family or team verification phrase for emergencies.
- Report suspicious messages so other people are warned.
- Preserve screenshots, numbers, timestamps, and payment details when safe to do so.